Apply for a Student Loan

Invest in your education. Flexible terms designed to fit around your studies and lifestyle.

About Our Student Loans

Education is the best investment you can make. We're here to help fund it.

Loanify student loans are designed to support third-level students in Ireland with the costs of education — from tuition fees and accommodation to textbooks, laptops and living expenses. We understand that student finances are different, which is why our student loans come with flexible repayment options and student-friendly rates.

Loans are available from €500 to €25,000 for enrolled students of accredited colleges and universities. Where a student lacks a regular income, we may require a co-signer or guarantor such as a parent or guardian. Deferred repayment options may also be available — contact us to discuss your needs.

Indicative Rates

Loan AmountTermAPR (from)
€500 – €2,99912–24 months9.5% APR
€3,000 – €9,99912–48 months8.5% APR
€10,000 – €25,00024–60 months7.9% APR

Rates are indicative and subject to credit assessment. A guarantor may be required. All figures are representative examples only.

Eligibility Requirements

  • 18 years of age or over
  • Enrolled at an accredited Irish institution
  • Irish resident with valid photo ID
  • Proof of enrolment / student ID
  • Irish bank account in your name
  • Guarantor may be required (under 21 or no income)
  • Proof of address (less than 3 months)

Why Choose a Loanify Student Loan?

Student-Focused

Designed specifically for the financial realities of student life in Ireland.

Flexible Repayment

Choose a term that works around your studies, with options from 12 to 60 months.

Cover All Costs

Use the funds for tuition, accommodation, equipment, living costs — whatever you need.

Fast Processing

Quick online application with decisions typically within 24 hours.

No Hidden Fees

What you see is what you pay. No application fees, no surprise charges.

GDPR Compliant

Your personal data is handled with the highest standards of security and privacy.

Ready to Invest in Your Future?

Apply above or contact our team to discuss your student loan options.

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