Apply for a Business Loan

Get the capital your business needs. Fast decisions, competitive rates. No obligation until you sign.

About Our Business Loans

Fuel your growth with fast, flexible business finance designed for Irish businesses.

Whether you're a sole trader, an established SME or a startup with ambition, Loanify's business loans provide the capital you need to grow. We offer business loans from €5,000 to €500,000, with repayment terms up to 84 months.

Our business loans can be used for equipment purchase, stock, working capital, premises improvements, marketing, hiring staff and much more. We assess applications based on your business's overall financial health, not just your credit score.

Indicative Rates

Loan AmountTermAPR (from)
€5,000 – €24,99912–36 months8.9% APR
€25,000 – €99,99912–60 months7.5% APR
€100,000 – €500,00024–84 monthsFrom 6.5% APR

Rates are indicative and subject to credit and business assessment. All figures are representative examples only.

Eligibility Requirements

  • Registered business in Ireland
  • Director / owner 18 years or over
  • Active Irish business bank account
  • 3–6 months business bank statements
  • Most recent annual accounts (established businesses)
  • Business plan (for startups or large amounts)
  • Valid photo ID of director/owner

Why Choose a Loanify Business Loan?

Fast Funding

Quick decisions with funds available in as little as 24–48 hours after approval.

Growth-Focused

Designed to fuel real business growth — equipment, expansion, marketing or working capital.

Startups Welcome

We work with startups and early-stage businesses, assessing potential alongside current performance.

No Hidden Charges

Transparent pricing. All costs disclosed upfront before you commit to anything.

Flexible Repayments

Match repayments to your cash flow with terms from 12 to 84 months.

Dedicated Account Manager

Every business customer gets a dedicated point of contact throughout the process.

Ready to Grow Your Business?

Apply above or speak with our business lending team today.

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