Apply for a Car Loan

Drive away sooner with competitive car finance. Apply online and get a decision within 24 hours.

About Our Car Loans

Drive the car you want, at a rate that works for you.

Loanify car loans make it easy to finance any vehicle — new, used, electric or hybrid. Our loans are available from €1,000 to €75,000 with repayment terms up to 72 months, so you can spread the cost at a level that suits your budget.

Unlike traditional dealer finance, our car loans are fully flexible — you can purchase from any registered dealer or through a private sale. There's no deposit requirement, and you own the vehicle outright from day one.

Indicative Rates

Loan AmountTermAPR (from)
€1,000 – €9,99912–36 months8.9% APR
€10,000 – €29,99912–60 months7.5% APR
€30,000 – €75,00024–72 months6.9% APR

Rates are indicative and subject to credit assessment. All figures are representative examples only.

Eligibility Requirements

  • 18 years of age or over
  • Irish resident with valid photo ID
  • Valid driving licence (or evidence of purchase for gifts)
  • Regular income (employed or self-employed)
  • Active Irish bank account
  • Proof of address (less than 3 months)
  • 3 months bank statements

Why Choose a Loanify Car Loan?

Any Vehicle

Finance new, used, electric or hybrid vehicles from any dealer or private seller.

You Own It

Unlike leasing or PCP, you own the vehicle outright from day one with a Loanify car loan.

Fast Approval

Apply online and drive away sooner. Decisions typically within 24 hours of application.

Green Vehicle Rates

Preferential rates available for electric and hybrid vehicles. Ask us for details.

No Deposit Required

Finance up to 100% of the vehicle cost. No upfront deposit needed.

No Hidden Fees

The rate you see is the rate you pay. Full transparency guaranteed.

Ready to Drive Away?

Apply above or contact our team to discuss your car finance options.

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