Apply for a Personal Loan

Complete the form below. Decisions within 24 hours — no obligation until you sign.

About Our Personal Loans

Our personal loans are designed for life's big moments — and the unexpected ones too.

A Loanify personal loan gives you the flexibility to use the funds for almost any purpose — from home renovations and weddings to medical bills, travel or debt consolidation. There are no restrictions on how you use the money, and our fixed interest rate means your monthly repayments never change.

With loan amounts from €500 to €50,000 and repayment terms up to 84 months, you can tailor your loan to fit your budget. Our application is fully online, takes as little as 10 minutes, and you'll receive a decision within 24 hours.

Indicative Rates

Loan AmountTermAPR (from)Monthly Repayment (from)
€1,000 – €4,99912–36 months9.9% APR~€87/month
€5,000 – €14,99912–60 months7.9% APR~€101/month
€15,000 – €50,00024–84 months6.9% APR~€234/month

Representative example: Borrowing €10,000 over 36 months at 7.9% APR. Total repayable €11,258. Monthly repayment €312.72. Rates are indicative and subject to credit assessment.

Eligibility Requirements

  • 18 years of age or over
  • Irish resident with valid ID
  • Regular income (employed or self-employed)
  • Active Irish bank account
  • Proof of address (less than 3 months old)
  • Recent bank statements (3 months)

Why Choose a Loanify Personal Loan?

Fast Decision

Apply online and get a decision within 24 hours. Funds typically transferred within 1–3 business days of approval.

Fixed Rate

Your interest rate is fixed for the life of the loan, so your monthly repayment never changes.

Fully Flexible

Use your loan for any purpose. Home improvements, holidays, weddings, emergencies — the choice is yours.

No Hidden Fees

Total transparency. All costs are shown upfront before you commit. No nasty surprises.

Flexible Terms

Choose repayment terms from 6 to 84 months to suit your budget.

Dedicated Support

Our friendly loan specialists are available to help you every step of the way.

Ready to Apply?

Your personal loan application is just a few clicks away. Apply above or contact our team for guidance.

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