Apply for a Home Loan

Whether buying, building or renovating — we have the home finance solution for you.

About Our Home Loans

From first-time buyers to seasoned renovators — we have a solution for you.

Loanify offers a range of home loan products to suit every stage of your property journey. Whether you're purchasing your first home, extending your existing property, completing a renovation or refinancing, our team is here to find the most suitable solution.

Our home improvement loans are available from €10,000 to €75,000 with no security required. For larger property purchases, we offer mortgage-style lending up to €500,000 subject to valuation and credit assessment.

Indicative Rates

ProductAmountAPR (from)
Home Improvement Loan€10,000 – €75,0007.5% APR
Home Purchase Loan€75,000 – €300,000From 4.5% APR
Mortgage Top-Up€10,000 – €150,000From 5.0% APR

Rates are indicative and subject to credit and property assessment. Security may be required for amounts over €75,000. All figures are representative examples only. Your home is at risk if you do not keep up repayments on a mortgage or loan secured on it.

Eligibility Requirements

  • 18 years of age or over
  • Irish resident with valid photo ID
  • Regular income (employed or self-employed)
  • Active Irish bank account
  • Proof of address (less than 3 months)
  • 6 months bank statements
  • Recent payslips or tax returns
  • Property details (for secured loans)

Why Choose a Loanify Home Loan?

All Purposes

Purchase, renovate, extend or refinance — we cover every stage of your property journey.

Fixed & Variable Rates

Choose from fixed or variable rate options to give you certainty or flexibility.

First-Time Buyer Support

Specialist support for first-time buyers navigating the Irish property market.

Long-Term Options

Repayment terms available up to 30 years, keeping monthly payments manageable.

No Hidden Fees

Complete transparency. All costs are disclosed before you commit.

Expert Guidance

Our experienced home loan specialists will guide you through every step of the process.

Start Your Home Loan Application

Apply above or contact our team for a free, no-obligation consultation.

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