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  • Ireland
  • info@loanify.ie

Apply for a Home Improvement Loan

Complete the form below to get started. Fast approval and same-day funding available.

Home Improvement Loans in Ireland

Transform your home into your dream space with Loanify's home improvement loans. Whether you're planning a kitchen renovation, bathroom upgrade, extension, energy efficiency improvements, or any other home enhancement project, our flexible financing solutions make it possible.

Home improvements not only enhance your living space but can also increase your property value. Our home improvement loans are designed to help you finance renovations, extensions, and upgrades without draining your savings. With loan amounts up to €50,000 and flexible repayment terms, you can tackle projects big or small.

We understand that home improvement projects require careful planning and budgeting. That's why we offer competitive interest rates and flexible repayment options that fit your financial situation. Whether you're doing a complete renovation or making targeted improvements, we have a loan solution for you.

Our home improvement loans can be used for a wide range of projects including kitchen and bathroom renovations, home extensions and conversions, energy efficiency upgrades (insulation, heating systems, solar panels), roof repairs and replacements, flooring and interior improvements, and garden and outdoor space enhancements.

Applying for a home improvement loan is quick and easy. Our online application process takes just minutes, and you can get approved within 24 hours. Once approved, funds are transferred promptly so you can start your project without delay.

Apply for Home Improvement Loan
Home Improvement Loans Ireland
Home Renovation Financing

Key Features of Our Home Improvement Loans

01. Up to €50,000

Finance projects of any size, from small upgrades to major renovations. Loan amounts are based on your needs and creditworthiness.

02. Flexible Repayment

Choose repayment terms from 12 to 60 months. Select a schedule that works with your budget and project timeline.

03. Competitive Rates

Enjoy competitive interest rates starting from 6.9% APR. Rates are personalized based on your credit profile and loan amount.

04. Quick Approval

Get approved in as little as 24 hours. Fast application and approval process so you can start your project sooner.

05. No Collateral Required

Unsecured loans available for qualifying applicants. No need to use your home as security for smaller loan amounts.

06. Same-Day Funding

Once approved, funds can be transferred to your account on the same day, allowing you to begin your project immediately.

Frequently Asked Questions

Our home improvement loans can be used for a wide variety of projects including:

  • Kitchen and bathroom renovations
  • Home extensions and conversions
  • Roof repairs and replacements
  • Energy efficiency upgrades (insulation, heating, solar panels)
  • Flooring and interior improvements
  • Garden and outdoor space enhancements
  • Plumbing and electrical work
  • Windows and doors replacement

While you don't need planning permission to apply for the loan, certain projects may require planning permission from your local authority. It's important to check with your local planning department before starting major works.

We recommend having your project plans and any required permissions in place before applying, as this can help with the loan approval process and ensure your project can proceed smoothly.

You can borrow from €1,000 up to €50,000 for home improvement projects. The exact amount you're approved for depends on your credit profile, income, and the scope of your project.

We'll assess your application and provide you with a loan offer that matches your needs and repayment capacity. Use our loan calculator to estimate your potential loan amount and monthly repayments.

You can use the loan for both DIY projects and professional contractor work. The loan funds are transferred directly to you, giving you the flexibility to use them as you see fit for your home improvement project.

Whether you're doing the work yourself or hiring professionals, the loan can cover materials, tools, contractor fees, and any other project-related expenses.

Our home improvement loans feature competitive interest rates starting from 6.9% APR. The exact rate you receive depends on your credit profile, loan amount, repayment term, and financial circumstances.

We offer personalized rates that reflect your individual situation. Use our loan calculator to get an estimate of your potential interest rate and monthly repayments.

Once your loan application is approved, funds can be transferred to your bank account on the same day. For applications submitted and approved before 3 PM on a business day, funds are typically available the same day.

This quick funding process allows you to start your home improvement project without delay, helping you take advantage of contractor availability and seasonal pricing.

Home Improvement Loan Calculator

Loan Amount (€)

Repayment Period (Months)

Months

Interest Rate (APR)

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Total Interest Payable

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Total Payment

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Monthly Repayment

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Office

Ireland

Office

Ireland

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